Regional Credit Officer – Middle Market, Texas

Description

Summary:

The Regional Credit Officer – Middle Market, Texas partners with a staff of portfolio managers and/or regional credit administrators in the credit approval, administration, and review activities for a business line or geographic region.

Duties and Responsibilities:

Establishes, implements and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.

Manages credit structuring and negotiation strategy discussions with officer/business unit.

Analyzes, approves/disapproves credit request exceeding line/regional approval limits. Identifies potential problem credits and works with loan workout specialist to restructure credits and/or minimize risk for loss.

Advises staff, officers and/or business units on the company's overall lending policies.

Performs other duties as assigned.

Basic Qualifications:

Bachelor's Degree

10+ years of related experience

Preferred Qualifications:

• Strong management and mentoring skills
• Ability to resolve issues and drive performance
• Excellent time management and organizational skills
• Ability to work in a high volume environment
• Excellent client management skills
• Interact professionally and effectively with clients, business partners, and peers at all levels
• Goal-oriented
• Well-developed verbal and written communication skills
• Critical thinking, problem solving, and analytical ability
• Resourceful
• Exempt Status: (Yes   = not eligible for overtime pay) ( No   = eligible for overtime pay)
• Yes
• Workplace Type: Office
• Our Approach to Office Workplace Type
• Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
• Huntington is an Equal Opportunity Employer.
• Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
• Note to Agency Recruiters:   Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.