Software Engineer - Sr. Consultant level

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

VCS Platform & Acceptance is part of the Visa Commercial Solutions technology organization. The team is responsible for designing, developing, and implementing Virtual Cards, payables, and acceptance commercial platforms that drive incremental revenue and support the continued growth of Commercial B2B product lines.

We are looking for versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As part of a multi-functional development team, you will help invent, design, build, test, and support software products that serve a truly global customer base. While building innovative payment technology, you will help shape the digital future of commercial money movement.

As a Software Engineer - Senior Consultant Level, you will play a key role in the team’s ongoing transformation by leading the design and delivery of highly scalable, secure, reliable, resilient, and user-friendly applications. You will provide senior technical leadership across architecture, engineering standards, implementation quality, and platform evolution.

This role demands deep expertise in API platforms, backend services, microservices, event-driven systems, and enterprise-grade scalable application architecture.

A GenAI-first attitude is mandatory. You are expected to be a model user of GenAI, LLMs, coding copilots, and agentic engineering approaches, and to help shape how engineering teams use these capabilities to improve software quality, speed, innovation, and operational excellence.

Responsibilities:

• Design, document, and implement new systems, enhancements, and modifications to existing software aligned with design specifications, security standards, and engineering best practices
• Leverage innovative technologies to build the next generation of services and application stacks
• Use Gen AI for day-to-day activities
• Lead the architecture and implementation of REST APIs, gRPC services, backend platforms, microservices, and event-driven systems
• Design, implement, and evolve highly scalable and fault-tolerant web-based applications
• Deliver software that conforms to high standards of security, quality, performance, resiliency, and compliance
• Interact with both business and technical stakeholders to deliver high-quality products and services that meet business requirements
• Independently create multiple design artifacts and present designs to team members and stakeholders
• Present technical solutions, capabilities, considerations, and features in business terms
• Collaborate with Technical Product Managers to break down solutions into smaller achievable tasks
• Support test engineers and operations teams in troubleshooting, defect research, and issue root cause analysis
• Contribute to efficient development process pipelines through best-in-class CI/CD tools
• Identify opportunities for product innovation and improvements to standards, processes, and best practices
• Mentor junior developers to ensure timely delivery of quality code
• Communicate status, issues, and risks effectively and timely
• Take responsibility across SDLC roles including development, testing, CI/CD automation, and ensuring production stability
• This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
• 
Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

• Basic Qualifications
• 8+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience.

Preferred Qualifications

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• 8+ years of relevant work experience and a Master’s degree, OR 13+ years of relevant work experience
• Deep expertise in backend engineering using REST APIs, gRPC, J2EE, JDBC, JMS
• Extensive hands-on experience with Spring, Spring Batch, Spring Boot, WebFlux, and Vert.x
• Experience with using GenAI, copilots, and agentic software for improving agility, quality, and security in SDLC.
• Demonstrated leadership in applying a GenAI-first mindset across engineering practices
• Strong experience designing and delivering backend services, microservices, and event-driven systems
• Strong experience building high-performance, scalable, reliable, and fault-tolerant applications
• Hands-on experience with database technologies such as MySQL, DB2, Oracle
• Strong ability to understand and write simple and complex SQL
• Strong experience with Agile development incorporating CI/CD using GIT, Maven, Jenkins, Chef, Sonar, JUnit
• Strong understanding of the full software development lifecycle including version control, build process, testing, and code release
• Strong understanding of architecture and operations of highly available and scalable applications
• Experience in a technical leadership role
• Strong oral and written communication skills
• Strong interpersonal, analytical, and troubleshooting skills
• Ability to multitask and manage competing priorities with minimal direction
• Must work well within a fast-paced, high-performance organization
• Mandatory strong experience with GenAI / LLM-driven software engineering
• Proven knowledge of successful design, architecture, and development of shared services and frameworks including microservices, container technologies, caching, API gateway, and security
• Working experience with Kafka, Redis, or NoSQL datastores
• Continuous Delivery and DevOps experience including infrastructure automation, monitoring, logging, auditing, and security implementation
• Proven track record in a technical lead role producing innovative and simple solutions to complex problems
• Strong passion for technology and solving large-scale complex business problems
• The Skills You Bring
• A true GenAI-first leadership mindset, using AI and agentic workflows to elevate team practices and engineering outcomes
• Expert-level backend engineering capability across REST APIs, gRPC, J2EE, JDBC, JMS
• Deep command of Spring, Spring Batch, Spring Boot, WebFlux, and Vert.x
• Strong mastery of OOP concepts and design patterns
• Deep expertise in API development, backend services, microservices, and event-driven architecture
• Strong architectural and operational understanding of highly available, scalable, performant, and reliable systems
• Deep CI/CD, automation, and DevOps understanding
• Strong database and SQL expertise
• Ability to lead architecture, mentor engineers, and influence technical direction
• Ability to communicate technical concepts effectively to both technical and business stakeholders
• Curiosity, creativity, and ownership in solving complex business problems
• Information for US Applicants

For roles located in the US, the estimated salary range for this position is $152,200.00 to $ 243,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location.

In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.