2027 Summer Intern - Middle Market Underwriting/Portfolio Management (San Diego, CA)

Overview

First Citizens Bank offers an exciting summer internship program with the Middle Market Banking division that provides development opportunities and hands on work experience while creating a talent pipeline for the Bank. Our interns will apply classroom knowledge in a corporate environment while making a positive impact across the organization and the communities we serve. Come help First Citizens build for the future!

First Citizens

Middle Market Banking delivers a range of financial solutions to midsize clients through a relationship banking model. Typical Middle Market Banking clients range from $100 million to $2 billion in revenue. The business offers deposit solutions, loans, treasury services and other banking products to both privately - held and public companies including manufacturers, distributors and a wide variety of service industries.

Responsibilities & Qualifications

• In this role, you will: In this internship, you will learn how to deliver a full suite of Middle Market banking products and services including loans, deposits, treasury management services, interest rate products, capital markets, wealth management and other fee income business.
• A few areas of focus include credit framework and analysis and the prospecting process to acquire new clients and how to expand existing client relationships.
• Be part of a dynamic team with interesting projects.
• Accountabilities can and may include areas such as research, analytics, projects, strategy, process review and improvement, as well as technology enhancements and support. Attend professional development sessions, informational sessions, networking and community service events
• Have a dedicated manager and program manager to help you navigate the bank and the internship program. Be assigned a project which will be designed to improve a specific process or solve a problem that will be presented at the close of the internship.
• Prepare a wrap-up presentation to be shared with the division leader and other key stakeholders in the company to outline their accomplishments and experience during the internship.
• Duties & Responsibilities: Accountabilities assigned by the intern’s direct manager, area or department leadership. Accountabilities may include areas such as branch operations, sales processes, research, analytics, projects, strategy, process review and improvement, as well as technology enhancement assessment and support. Amongst or in addition to these accountabilities, a business aligned project should be assigned. This project will be presented to local leaders and other key stakeholders in the company.
• Attend professional development sessions, informational meetings, networking, and community service events as scheduled.
• Internship Dates: 5/24/27 - 7/30/27
• Position Specific Skills: Adaptability
• Communication (Written & Verbal)
• Critical Thinking Skills
• Required qualifications: High School Diploma or GED and 1 year of experience
• Currently enrolled at an accredited collegiate institution (during the time of the summer program)
• Ability to work 40 hours per week during the duration of the program

Preferred qualifications:

• Majoring in: Finance or Business
• Accounting coursework
• Experience with financial statements/analysis
• Rising college senior
• 3.0 minimum GPA
• Excel, PowerPoint and Word
• Strong desire to learn and grow
• Possess a positive attitude, naturally curious and enjoys collaborating with others
• Ability to multitask, take direction and absorb information quickly
• Adaptability
• Communication (Written and Verbal)
• Critical Thinking Skills
• Additional Information
• The base pay for this position is generally between $18.50/hr and $30.06/hr. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
• Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Responsibilities

• In this role, you will: In this internship, you will learn how to deliver a full suite of Middle Market banking products and services including loans, deposits, treasury management services, interest rate products, capital markets, wealth management and other fee income business.
• A few areas of focus include credit framework and analysis and the prospecting process to acquire new clients and how to expand existing client relationships.
• Be part of a dynamic team with interesting projects.
• Accountabilities can and may include areas such as research, analytics, projects, strategy, process review and improvement, as well as technology enhancements and support. Attend professional development sessions, informational sessions, networking and community service events
• Have a dedicated manager and program manager to help you navigate the bank and the internship program. Be assigned a project which will be designed to improve a specific process or solve a problem that will be presented at the close of the internship.
• Prepare a wrap-up presentation to be shared with the division leader and other key stakeholders in the company to outline their accomplishments and experience during the internship.
• Duties & Responsibilities: Accountabilities assigned by the intern’s direct manager, area or department leadership. Accountabilities may include areas such as branch operations, sales processes, research, analytics, projects, strategy, process review and improvement, as well as technology enhancement assessment and support. Amongst or in addition to these accountabilities, a business aligned project should be assigned. This project will be presented to local leaders and other key stakeholders in the company.
• Attend professional development sessions, informational meetings, networking, and community service events as scheduled.
• Internship Dates: 5/24/27 - 7/30/27
• Position Specific Skills: Adaptability
• Communication (Written & Verbal)
• Critical Thinking Skills
• Required qualifications: High School Diploma or GED and 1 year of experience
• Currently enrolled at an accredited collegiate institution (during the time of the summer program)
• Ability to work 40 hours per week during the duration of the program

Preferred qualifications:

• Majoring in: Finance or Business
• Accounting coursework
• Experience with financial statements/analysis
• Rising college senior
• 3.0 minimum GPA
• Excel, PowerPoint and Word
• Strong desire to learn and grow
• Possess a positive attitude, naturally curious and enjoys collaborating with others
• Ability to multitask, take direction and absorb information quickly
• Adaptability
• Communication (Written and Verbal)
• Critical Thinking Skills

Qualifications

• The base pay for this position is generally between $18.50/hr and $30.06/hr. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
• Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.