Auto Lending Strategy & Operations Lead

About Pagaya

Shape the Future of Finance

Pagaya is building a leading artificial intelligence network to help our partners grow their businesses and better serve their customers.

Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and a sophisticated AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors.

Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in New York and Tel Aviv. For more information, visit pagaya.com.

Let's create better outcomes together!

About the Role

We are seeking a strategic, data-driven, and highly collaborative Auto Lending Strategy & Operations Lead. In this high-impact role, you will work closely with the General Manager and cross-functional leaders to shape the future of our auto lending network. You will be instrumental in driving operational excellence, empowering our lending partners, and building inclusive, scalable processes in a fast-paced fintech environment.

Responsibilities

• Actively engage with the GM and internal stakeholders to formulate and execute on the key strategic priorities.
• Build and update specific auto business dashboards to track progress against KPIs and action items.
• Own the content creation and business analysis required for key C-Suite reviews.
• Represent the GM in internal meetings, if required, ensuring clear communication, alignment, and an inclusive team culture.
• Provide insights and analysis for partnership, product, and risk teams with the goal of getting our lending partners to improve operating performance in originations and servicing.
• Research and recommend market and competitive data sources for improving Auto Lending modeling and decisioning.

Requirements

• 3+ years of experience in consumer lending or consulting in FP&A / business strategy roles where the focus was working with lending operating units.
• Preference for someone with experience in early-stage / small fintech, midsized fintech, or tier 2 or 3 consulting firms. We welcome candidates from diverse professional backgrounds who can bring a fresh perspective to the team.
• High proficiency with major AI tools to drive efficiencies and analytical rigor.
• A proactive problem-solver who thrives in a collaborative environment and leads with a strong ownership mentality.
• NYC-area based - must commit to being in office 4 days a week (Monday-Thursday).
• The pay ranges for New York-based hires are commensurate with candidate experience.
• Pay ranges for candidates working in locations other than New York may differ based on the cost of labor in that location.